Last updated: Nov, 2025
XpandTheVat (https://xpandthevat.com) operates as an independent digital publishing platform focused on business, finance, and global innovation. By accessing or using this website, you agree to abide by the terms, conditions, and policies outlined below.
These Terms of Use define the rights and responsibilities of users interacting with the XpandTheVat platform. Use of the website is also subject to our Privacy Policy.
PLEASE READ THESE TERMS CAREFULLY. IF YOU DO NOT AGREE WITH THEM, PLEASE DO NOT USE XPANDTHEVAT OR ANY OF ITS SERVICES.
Article I – User Agreement
1.1 By using XpandTheVat, you confirm your full acceptance of these Terms of Use and our Privacy Policy.
1.2 You must be at least 18 years old or have legal capacity in your jurisdiction to use this platform.
1.3 If you do not meet these conditions or disagree with any part of these terms, you may not access or use our services.
Article II – Communication
2.1 XpandTheVat provides communication channels for users to ask questions, share suggestions, or report technical issues.
2.2 You can contact us through our Contact Page or via the designated email addresses listed there.
Article III – Responsibilities of the Parties
3.1 Users must comply with these Terms of Use and the Privacy Policy when engaging with XpandTheVat content or services.
3.2 XpandTheVat may include links to third-party websites for informational or reference purposes. These are provided solely as a convenience.
3.3 Once redirected, you are subject to the third-party site’s own terms and policies. XpandTheVat is not responsible for the accuracy, reliability, or practices of external websites.
3.4 Users are responsible for maintaining the security of their internet connection, devices, and account credentials while using the platform.
3.5 XpandTheVat is not liable for damages caused by technical failures, unauthorized access, or misuse of the platform beyond our control.
3.6 We will never request bank transfers, confidential data, or sensitive personal information through unofficial channels.
3.7 Any suspicious messages or activity claiming to represent XpandTheVat should be reported immediately through our contact page.
Article IV – Prohibited Conduct
Users are strictly prohibited from:
Engaging in illegal, fraudulent, or harmful activities;
Violating intellectual property or privacy rights;
Uploading or distributing malware, viruses, or harmful code;
Impersonating individuals or organizations;
Collecting or sharing personal data without consent;
Publishing misleading, defamatory, or unauthorized content;
Harassing, threatening, or defaming others;
Attempting to hack or disrupt the platform’s operation.
Violations may result in temporary or permanent suspension of access to XpandTheVat, without prior notice.
Article V – Limitation of Liability and Warranties
XpandTheVat provides its content and services “as is” and “as available,” without express or implied warranties.
We do not guarantee uninterrupted access, error-free materials, or that content will always be up to date or suitable for all purposes.
To the fullest extent permitted by law, XpandTheVat disclaims liability for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the website or its content.
Article VI – Term and Legal Timeframe
These Terms of Use remain valid indefinitely. Any legal claims or disputes related to the website must be initiated within 90 (ninety) days of the event giving rise to the claim.
Article VII – Governing Law and Jurisdiction
These Terms of Use are governed by and construed in accordance with the laws of the Republic of Estonia.
Any dispute, controversy, or claim arising from or related to these Terms or the use of the website will be resolved under the exclusive jurisdiction of the courts located in Tallinn, Estonia.
This clause ensures compliance with the Estonian Law of Obligations Act and the Private International Law Act.
Article VIII – Intellectual Property
8.1 All content on XpandTheVat, including articles, graphics, text, and branding, is protected by intellectual property laws.
8.2 You may not copy, reproduce, republish, or distribute any portion of the website’s content without prior written authorization from XpandTheVat.
8.3 User-submitted content remains the responsibility of the contributor. XpandTheVat reserves the right to remove any material that violates legal, ethical, or professional standards.
Article IX – Amendments to the Terms
XpandTheVat reserves the right to update, modify, or discontinue any part of these Terms or services at any time, without prior notice.
It is your responsibility to review this page periodically. Continued use of the website constitutes acceptance of any updated terms.
Article X – Contact
For questions, concerns, or feedback regarding these Terms of Use, please contact us through:
https://xpandthevat.com/contact
Email: [email protected]
IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE REFRAIN FROM USING XPANDTHEVAT AND ITS SERVICES.